Childcare

Support that disappears in one step, not gradually

Tax-Free Childcare and funded hours are both tested against each parent’s adjusted net income at £100,000. Cross it and a family loses both entirely, often worth more than the tax itself.

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How the £100k Childcare Cliff Works

Tax-Free Childcare and funded hours are both means-tested on each parent's adjusted net income at £100,000. Cross it and a family loses both entirely, often worth more than the tax itself.

Childcare

What Funded Childcare Hours Are Actually Worth, by Age

The funded-hours entitlement is the same 30 hours a week for every working family, but its cash value varies by a child's age band because the government funds providers at different hourly rates.

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